Your privacy matters to us.

Introduction

ConsultingInsurance ("we", "us", "our") respects your privacy and is committed to handling information about you responsibly and transparently.

This Privacy Policy describes the types of information that may be collected when you visit our website, contact us by phone or email, or submit information through an online form, and explains how that information may be used, shared, and protected.

This policy applies to consultinginsurance.online and to communications you have with us in connection with the insurance-related services described on this website. It does not apply to third-party websites or services that we may link to or that may link to us.

By using the website or submitting information to us, you acknowledge that you have read this Privacy Policy. If you do not agree with its terms, please do not use the website.

Information We Collect

We collect information that you voluntarily provide to us, as well as limited technical information that is automatically generated when you use the website.

Information you provide

• Contact details — such as your name, email address, and phone number, when you call us or submit a message.
• Message content — the information you choose to include when you describe what you are looking to protect or the question you would like to discuss.
• Insurance area of interest — such as Auto, Home, Life, Renters, or Business, if you select one in a form.

Please do not submit sensitive information (such as Social Security numbers, financial account details, or medical information) through the website forms. If such information is needed for a specific purpose, we will explain how to provide it through an appropriate channel.

Information collected automatically

• Technical information — such as IP address, browser type, device type, operating system, and approximate location.
• Usage information — such as the pages you visit, the time you spend on them, and how you arrived at the website.

How We Use Information

Information that is collected may be used for purposes such as:

• Responding to your inquiries and messages.
• Discussing insurance coverage areas that relate to what you have told us you are looking to protect.
• Operating, maintaining, and improving the website and the services offered through it.
• Monitoring and protecting the security and integrity of the website.
• Complying with applicable legal and regulatory requirements.

We do not sell your personal information. We use the information we collect for the purposes described in this policy and for related purposes that are consistent with them.

How We Share Information

We may share information in limited circumstances, including:

• Service providers — with vendors who help us operate the website or communicate with you, and only to the extent needed to provide those services.
• Legal requirements — when required by law, regulation, legal process, or a valid governmental request.
• Protecting rights — when we believe disclosure is necessary to protect the rights, property, or safety of ConsultingInsurance, our users, or others.
• Business transitions — in connection with a merger, acquisition, reorganization, or sale of assets, subject to appropriate protections.

We do not sell, rent, or trade your personal information to third parties for their own marketing purposes.

Cookies and Tracking Technologies

The website may use cookies and similar technologies to support basic functionality, remember preferences, and understand how the site is used. Cookies are small text files stored on your device by your browser.

You can control or disable cookies through your browser settings. Doing so may affect how some parts of the website function. Where required by applicable law, you will be given the ability to manage non-essential cookies through a consent mechanism.

If the website uses third-party analytics or similar tools, those providers may set their own cookies or collect information in accordance with their own privacy policies.

Data Security

We use reasonable administrative, technical, and physical measures designed to protect information against unauthorized access, use, or disclosure. However, no method of transmission over the internet and no method of electronic storage is completely secure.

While we take the protection of information seriously, we cannot guarantee absolute security. You provide information to us at your own discretion, and you should take appropriate steps to protect your own devices and credentials.

Data Retention

Information is retained for as long as necessary to fulfill the purposes described in this policy, to comply with legal and regulatory obligations, to resolve disputes, and to enforce applicable agreements.

When information is no longer needed for these purposes, we take reasonable steps to delete, anonymize, or otherwise dispose of it in accordance with applicable law and our internal practices.

Your Rights

Depending on where you live, you may have certain rights regarding information about you. These may include the right to:

• Request access to information we hold about you.
• Request correction of information that is inaccurate or incomplete.
• Request deletion of certain information, subject to legal and operational requirements.
• Object to or restrict certain processing of your information.
• Withdraw consent, where processing is based on consent.

To exercise any of these rights, please contact us using the details in Section 12. We will respond in accordance with the laws that apply to your request. You may also have the right to lodge a complaint with a supervisory authority in your jurisdiction.

Third-Party Links

The website may contain links to third-party websites, services, or resources. Those third parties operate independently of ConsultingInsurance and have their own privacy practices.

This Privacy Policy does not apply to those third-party services, and we are not responsible for their content or privacy practices. We encourage you to review the privacy policies of any third-party services you choose to use.

Children's Privacy

The website and the services described on it are not directed to children, and we do not knowingly collect personal information from children. If you believe that a child has provided information to us, please contact us using the details in Section 12 and we will take appropriate steps.

Changes to This Policy

This Privacy Policy may be updated from time to time to reflect changes in our practices, the services we offer, or applicable legal requirements. When changes are made, the "Last Updated" date at the top of this page will be revised.

We encourage you to review this page periodically so that you are aware of how information is being handled.

Contact Us

If you have questions about this Privacy Policy, or if you would like to exercise any of the rights described above, you can contact us using the details below.